Last Updated: May 1, 2021
The Services are not directed, or intended to be attractive, to children under the age of 18. We do not knowingly collect personal information from children under the age of 18. If you are under the age of 18, do not use the Services or submit any information to us. If we learn we have collected or received personal information from a child under the age of 18 without verification of parental consent, we will delete that information. If you believe we might have any personal information from or about a child under the age of 18, please contact us.
Information You Provide to Us. In general, you may use limited portions of the Services without telling us who you are or sharing any Personal Information with us. When you establish an account for the Services (your “Account”), use other aspects of the Services, or communicate with us for customer service or technical support for the Services, we may ask you to provide certain Personal Information, such as your name, email address, postal address, mobile number, and payment account information. By providing your mobile phone number, you expressly consent to receive text messages from us relating to the Services at that number. Third-party data and message fees may apply. You may decline to provide certain Personal Information to us, but, if you do so, certain features of the Services may not be available to you or the performance of certain features of the Services may be limited or not work at all.
Information Collected from Devices. When you access or use the Services via a computer or mobile device, including, without limitation, a desktop computer, laptop, mobile phone, tablet, or other electronic device (each, a “Device”), we may collect information from your Device, such as your Device type and manufacturer, your Device operating system and version, your mobile carrier, your Device identifiers, your mobile phone number, your IP address, your browser type, your network connection type, information about the webpage that referred you to the Website or that you visited prior to the Website, and your behavior and activity on the Website.
In some of our email messages to you, we may use “click-through URLs” linked to content on the Website. We track click-through data to help us understand and analyze interest in topics and use of the Services.
Do Not Track. Do Not Track (“DNT”) is an optional browser setting that allows you to express your preferences regarding tracking by advertisers and other third parties. We do not use technology that recognizes DNT signals from your web browser.
Information Collected from bank-linking services. When you link an eligible bank account (your “Payment Account”) to your Account, we may collect Personal Information, including transaction information, from your Payment Account. By linking a Payment Account to your Account, you authorize: (a) us to share your Payment Account information with the third parties that enable us to provide the Services (“Third-Party Service Providers”), so it knows you enrolled for the Services; and (ii) share such transaction details with us to provide the Services to you. Termination of your Account will result in the termination of all links to your Payment Account.
In the event you or CB terminates your account, you agree that we may retain your data, including personal and transaction information, for one year from the date of termination for audit purposes.
If we ever disclose Personal Information for a business purpose, we enter into a contract that describes the purpose and require the recipient to keep that Personal Information confidential and not use it for any purpose except performing that contract.
You may opt not to receive promotional emails from us by contacting us or by following the “unsubscribe” instructions in any promotional email you receive from us. Please note, however, that we may still send you non-promotional emails about your relationship with us.
We have, and require our Third-Party Service Providers to have, administrative, technical, and physical safeguards in place in our respective physical facilities and in our respective computer systems, databases, and communications networks that are reasonably designed to protect information contained within such systems from loss, misuse, and alteration. The measures we use may include storing Personal Information on secured servers, transmitting Personal Information using encryption technologies, and auditing and reviewing our data collection and storage practices. To be clear, we do not store your Payment Account information, and we do not have control over or responsibility for your Payment Account information. When you provide your Payment Account information through the Services, it is stored and/or processed by our Third-Party Service Providers in order for you to use the Services. Our contracts with these third parties require them to have administrative, technical, and physical safeguards to protect the security and confidentiality of such information. No method of electronic transmission or storage is 100% secure. Therefore, we cannot guarantee absolute security of your Personal Information. You also play a role in protecting your Personal Information. Please safeguard your username and password for your Account and do not share them with others. If we receive instructions using your Account log-in information, we will consider that you have authorized the instructions. You agree to notify us immediately of any unauthorized use of your Account or any other breach of security related to the Services. We reserve the right, in our sole discretion, to refuse to provide the Services, terminate your Account, and to remove or edit content.
Under the California Consumer Privacy Act (the “CCPA”), and subject to exceptions, California residents have certain rights regarding their data, including: The right to know the categories of Personal Information (as later defined) we’ve collected and the categories of sources from which we got the information (see TYPES OF INFORMATION WE COLLECT AND HOW WE COLLECT IT and below); The right to know the business purposes for sharing Personal Information (see TYPES OF INFORMATION WE COLLECT AND HOW WE COLLECT IT and below); The right to know the categories of third parties with whom we’ve shared Personal Information (see HOW WE SHARE INFORMATION); The right to access the specific pieces of Personal Information we’ve collected and the right to delete your information; and The right to opt out of having your personal information sold. CB does not sell or rent Personal Information to third parties, as we understand that term to be defined by the CCPA and its implementing regulations. We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“Personal Information”). In particular, we collect the following categories of Personal Information from or about consumers:
A real name, alias, postal address, unique personal identifier, online identifier, IP address, email address, account name, or other similar identifiers.
Products or services purchased or other purchasing or consuming histories or tendencies.
Information on a consumer’s interaction with a website.
Physical location data. We obtain Personal Information directly from you, indirectly from you via third-party service providers that you agree CB may receive such information from, and internet cookies/pixels.
We will not collect additional categories of Personal Information or use the Personal Information we collected for materially different, unrelated, or incompatible purposes without providing you with notice and obtaining your explicit consent. As a California resident, you may exercise your right to know or your right to deletion by emailing us at firstname.lastname@example.org. We may require you to verify your identity prior to accessing or deleting your information. You may also designate an authorized agent to make a request to know or a request to delete. We may deny a request from an authorized agent that does not submit proof of authorization. California residents have the right to not be discriminated against if they choose to exercise their privacy rights. California Law permits California residents to request certain information once per year regarding our disclosure of “personal information” (as that term is defined under applicable California law) to third parties for such third parties’ direct marketing purposes. To make such a request, please send written notice, by certified mail or Federal Express (signature required), noting that you are making a “California Privacy Request” to the following address:
ChangeBowl, LLC 9120 Double Diamond Pkwy Reno, NV 89521
We will confirm receipt of a verifiable consumer request within ten (10) days of its receipt. We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time, we will notify you of the extension and provide an explanation of the reason for the extension in writing, and we will provide you with a response no later than ninety (90) days of receipt of the request.